My calendar is key for reminding me of important dates and events. Whether it’s someone’s birthday or anniversary or a holiday, that calendar reminder prompts me to do something. I may send a card, make a phone call or plan a party around those important dates. I’ll call my brother to wish him a happy birthday and tell him I love him- not that I couldn’t or shouldn’t do that on other days, but the birthday reminds me and gives me a prompt.
We actually have an entire week in October that is meant to be that “calendar prompt” for savings. October 20- 26 is National Saves for Retirement Week . It’s the first congressionally endorsed national event to promote the benefits of saving for retirement- particularly through an employer-sponsored plan. Getting started is the first step and the earlier the better. Why not put this event on your calendar – as a reminder to either start saving or to increase your savings amount. And then drop yourself a thank you note for doing something that will improve your future! (I might need a calendar prompt for that too).