Plan for the worst, hope for the best. Sage advice for all of us on many fronts, yet, planning for the worst is not how I am wired. I am optimistic by nature and use the glass is half full approach, so when I recently moved to the Wells Fargo insurance business a few months- I had to get my head around this idea of planning for the worst- whether it’s a car accident or tornado destroying homes and businesses. Actually – my head got it faster than my heart. My head understands the statistics and the need for adequate insurance coverage. My heart – got there after I heard just a few stories of customers who have encountered those unexpected and often devastating circumstances. Those who had the right insurance were more at ease that the financial impact of the event was covered- and they were able to focus on the emotional healing.
How do you view insurance for your car and home? Does it provide more confidence for you and your family?