Author Archives: Chelsea Castner

Chelsea Castner

About Chelsea Castner

Chelsea Castner is the creator of Just Ask Y. She looks forward to posting candid, proactive and practical advice that will help millennial Beyond Today readers start building long term relationships with their finances.

3 steps on how to be grateful when life gives you lemons

Growing up, we were all taught to be grateful. During the holidays it’s hard not to be bombarded with overly jolly messages of giving thanks. Trust me, I’ve always been an advocate for finding gratitude even when life gives you … Continue reading

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Turning Your Personal Budget from Torture into Freedom

I’ve always struggled with the idea of living my life according to a personal budget. It’s not that I was too lazy to make one or too frivolous with my money to stick to it, but to me budgeting seemed … Continue reading

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Cooking up Your Financial Future

As a millennial I know how frustrating thinking about your financial future can be, especially when we’re struggling to get our financial present figured out. My brother, Morgan Castner, a Wells Fargo Advisors Financial Advisor, once said to me, “Chelsea, … Continue reading

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401k Matching & Other Ways to Make a 401k Work for You

When accepting a new job, the benefits become the bonus points on the pro-list to remind ourselves the change is worth it. But bragging about the great 401k and matching program an employer offers only holds weight if we’re actually … Continue reading

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A year to get clear

At the start of the New Year we all proudly wear badges of optimism, vowing to change our bad habits and adopt new ones. Health and fitness always seem to top the resolution charts, but over the past few years … Continue reading

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When your wallet’s empty of the Holiday Spirit

As soon as department stores become a safety hazard and I can feel Jack Frost nipping at my nose, I know we have entered the most magical time of the year. It’s as if the Holiday Spirit awoke from its … Continue reading

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The gratitude search and rescue mission

As the holidays approach it’s hard not to be bombarded with overly jolly messages of giving thanks. And trust me I’ve always been an advocate for finding gratitude in every situation life hands you, but I’m willing to admit that … Continue reading

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Turning your budget from torture into freedom

I’ve always struggled with the idea of living my life according to a budget. It’s not that I was too lazy to make one or too frivolous with my money to stick to it, but to me budgets seemed like … Continue reading

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Cooking up your retirement plan

National Save for Retirement Week serves as a friendly reminder for each of us to look at our personal retirement goals and plan (like we need additional pressure than what Mom and Dad are already putting on us). As a … Continue reading

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The gamble for freedom

I recently decided to take a career leap of faith in myself. In one month I will be forgoing my consistent monthly income, an amount of money I know how to stretch to cover both my expenses and the pleasures … Continue reading

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