Author Archives: Jean Chatzky

Jean Chatzky

About Jean Chatzky

Jean Chatzky, the financial editor for NBC’s TODAY show, is an award-winning personal finance journalist, AARP’s personal finance ambassador, and a contributing editor for Fortune magazine. Jean is a best-selling author; her eighth and most recent book is Money Rules: The Simple Path to Lifelong Security. She believes knowing how to manage our money is one of the most important life skills for people at every age and has made it her mission to help simplify money matters, increasing financial literacy both now and for the future. In April 2013 Jean launched Jean Chatzky's Money School , a series of college-style, interactive online personal finance courses that give men and women across the country the opportunity to learn from and interact directly with her. Jean lives with her family in Westchester County, New York.

Your retirement needs are a numbers game

Those of us who understand that retirement is a numbers game and therefore calculate our retirement needs are more likely to meet them. However, according to a Deloitte Center for Financial Services report from earlier this year, 58% of pre-retirees … Continue reading

Tagged , , , , | Be the first to comment

Ways to save money

One unfortunate fact of our psychological make-up is that humans, by nature, aren’t exactly wired to save. Still, we’re constantly looking for the best ways to save or, should I say, the easiest ways to save. Blame our caveman ancestors … Continue reading

Tagged , , , , , , | Be the first to comment

Think before you buy

Do you tend to think before you buy things? An article on got me thinking about some of my mindless buying habits. If you’re a frequent reader of this blog, you’ve probably already keyed into the fact that I’m … Continue reading

Tagged , , , , , | Be the first to comment

Reduce your monthly expenses and bills

Sometimes after I go through the process of developing a spending plan with someone I’m working with I hear that they’re having trouble making ends meet. Sometimes they’re not able to save. Sometimes, they can’t even cover their monthly expenses … Continue reading

Tagged , , , , , | 1 Comment

A financial to-do list for same sex couples

It’s been a year since the Supreme Court struck down part of the Defense of Marriage Act of 1996, a ruling that allows people who live in states that allow same-sex marriage to receive the same federal benefits as heterosexual … Continue reading

Tagged , , , | Be the first to comment

Ideas for how to get out of debt

I have to admit it bums me out when the numbers don’t tell the whole story of how to get out of debt. If one interest rate is lower than another, I want it to be natural that borrowers will … Continue reading

Tagged , , , , , | Be the first to comment

Checking your credit report and score

How long has it been since you checked your credit report and score? If the answer is more than a few months, it’s time to do it again. That’s because your credit scores are more important than ever as a … Continue reading

Tagged , , , , , , , | Be the first to comment

When to refinance a mortgage or recast it

UPDATE: One of our readers, Petunia 100, found an error in this post. Recasting does not lower your interest rate—the only way to lower your interest rate is to refinance your loan. Sorry about that, and thanks, Petunia, for catching… Continue reading

Tagged , , , , | 18 Comments

Retirement Savings Options for Small Business Owners

Small business owners are often a little like new parents. They pour so much of their time, energy and love into caring for their progeny, they don’t take care of themselves. You see this in new moms and dads in… Continue reading

Tagged , , , , , | Be the first to comment

Recovering from financial problems

“Financial problems can arise at any time. Hurricane Sandy. The housing bubble (and bust). Divorce. Cancer. Enron. What do all of those things have in common? They – and plenty of other triggers like them – have been the causes … Continue reading

Tagged , , , , | Be the first to comment