Category Archives: Planning for today

Choosing a 529 college savings plan

It’s no secret that college costs are rising at an alarming rate. And it’s not only the cost of tuition, but book fees, housing, meal plans, etc, etc, that are also growing. So being myopic in terms of saving for … Continue reading

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5 tips for juggling financial priorities

One of the biggest challenges when it comes to managing your money is juggling financial priorities: Should you save for your own future or college for your kids? Put money in an emergency fund or pad your 401(k)? Pay down … Continue reading

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Turning Your Personal Budget from Torture into Freedom

I’ve always struggled with the idea of living my life according to a personal budget. It’s not that I was too lazy to make one or too frivolous with my money to stick to it, but to me budgeting seemed … Continue reading

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4 tips to building financial trust in marriage

The research doesn’t lie: Money is a leading cause of divorce. Whether you’re dealing with an inability to talk about it, a difference of opinion about how to spend it, or just the stress of not having enough of it, … Continue reading

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Ways to save money

One unfortunate fact of our psychological make-up is that humans, by nature, aren’t exactly wired to save. Still, we’re constantly looking for the best ways to save or, should I say, the easiest ways to save. Blame our caveman ancestors … Continue reading

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Money matters and other notes to my younger self

If I had the opportunity to give a note to my younger self with life lessons on it, I would start with financial advice. First, I’d encourage her to engage with money matters as soon as possible and, also, to … Continue reading

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A financial to-do list for same sex couples

It’s been a year since the Supreme Court struck down part of the Defense of Marriage Act of 1996, a ruling that allows people who live in states that allow same-sex marriage to receive the same federal benefits as heterosexual … Continue reading

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Ideas for how to get out of debt

I have to admit it bums me out when the numbers don’t tell the whole story of how to get out of debt. If one interest rate is lower than another, I want it to be natural that borrowers will … Continue reading

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Checking your credit report and score

How long has it been since you checked your credit report and score? If the answer is more than a few months, it’s time to do it again. That’s because your credit scores are more important than ever as a … Continue reading

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When to refinance a mortgage or recast it

UPDATE: One of our readers, Petunia 100, found an error in this post. Recasting does not lower your interest rate—the only way to lower your interest rate is to refinance your loan. Sorry about that, and thanks, Petunia, for catching… Continue reading

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