Tag Archives: budgeting

Are you a spender or a saver?

Take the quiz and find out if you’re a spender or a saver! On a trip to the grocery store you: Have a meal plan in your hand. You only get the items on your list and buy generic brands … Continue reading

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Turning Your Personal Budget from Torture into Freedom

I’ve always struggled with the idea of living my life according to a personal budget. It’s not that I was too lazy to make one or too frivolous with my money to stick to it, but to me budgeting seemed … Continue reading

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Are you comparing yourselves to others?

Be honest: How often do compare yourself to others? Maybe it’s something small, like the fact that the neighbor had his or her front porch painted and now yours looks shabby in comparison. Or a co-worker got a few new … Continue reading

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Will specific steps help you reach your goals?

We’ve all done it: set a goal or resolution, then felt enthusiastic and committed to achieving it…for about a week, after which life returns to normal and the budgeting workbook or the fancy gym clothes lay forgotten in the corner. … Continue reading

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A financial lesson do over

If you are in a two income family with young children, I don’t have to tell you that life can be frenetic! My husband and I both worked while our two children were growing up, and that time just blew … Continue reading

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How do you feel about saving money?

The answer – it turns out – is completely dependent on how you read the question. If you took saving money to mean getting a deal, a discount, a screaming buy on a purchase, then you likely reacted positively. And … Continue reading

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America Saves Week – a little help with budgeting

If you have ever read one of my posts you know how I feel about following a budget. I believe in the concept, I can create a solid plan, but as soon as I see the limitations on my open … Continue reading

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Preteen money moment

Several weeks ago I was balancing a work day with taking care of my 10-year-old who was not in school at the time and my partner was caring for her mother. So, the day started with my daughter enjoying my … Continue reading

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Learning to appreciate the small stuff

One thing we’ve learned over the past five-odd years – roughly the length of the economic downturn – is how to cut back. Some people cut back because they lost jobs or didn’t get expected raises or bonuses. Others cut … Continue reading

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Financial moves when you have a child later in life

The new trend among would-be parents: Waiting. We’re putting children off longer than ever before. Women in the US are becoming first-time mothers at an average age of 25, four years older than we were in 1970. And it seems … Continue reading

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