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Tag Archives: ira
One unfortunate fact of our psychological make-up is that humans, by nature, aren’t exactly wired to save. Blame our caveman ancestors – we prioritize the here and now over the future. Why pass up a current opportunity in favor of … Continue reading
Small business owners are often a little like new parents. They pour so much of their time, energy and love into caring for their progeny, they don’t take care of themselves. You see this in new moms and dads in… Continue reading
Last month, I participated in a Twitter chat with the folks at mint.com. In a nutshell, we announced that I’d be answering financial questions – all in 140 characters or less of course – for a half hour. Then we… Continue reading
I write a lot about saving in my blog and anyone who follows my posts knows this is a real passion of mine. So America Saves Week is right up my alley. The annual event, coordinated by America Saves and… Continue reading
Have you ever procrastinated taking action on something because it just seemed too complex or outside of your comfort zone? I’m guessing most of us have at one time or another. Yet complexity should never be an excuse for not… Continue reading
As Americans from coast-to-coast settle in for a new school year, it reminds me that we’re never too old to stop educating ourselves. That’s certainly true where our finances are concerned. That’s why we developed Beyond Today: to provide a… Continue reading
Investopedia refers to Opportunity Cost as the benefits you could have received by taking an alternative action. Here’s an example. You purchase a pair of shoes for $60 on final clearance at a small boutique with a no-return policy. Later… Continue reading
Now that you’ve freed up some cash, let’s talk about the most effective ways for you to save more. First on the list—particularly in this economy—has to be establishing a solid emergency cushion: six (for two income families) to nine… Continue reading
Despite making a list and checking it twice, I bet many of you still forgot to the most important person on your list this past holdiday season: YOU. The good news is that it’s not too late. Why not start… Continue reading