Tag Archives: retirement income planning

When do you qualify for old?

When do qualify for old? Is it based on age or attitude? My age still rounds down to 50, I certainly don’t feel old. Yet I remember when my parents were 50 and they seemed ancient. I do believe that … Continue reading

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How to plan to stay in your house as you age

Where do you want to age? To spend your quote-unquote golden years. If you’re like the vast majority of people (and my mother…and Carolyn…and me) home would be your preference, rather than a nursing home or an assisted living facility. … Continue reading

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Why time may be your retirement strategy’s BFF

In my last post, I talked about how 70% of American workers will fund their own retirement1, primarily through employer-sponsored defined contribution plans like 401(k) and 403(b) plans. What you may not be fully aware of is what this means… Continue reading

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Nearly 70% of American workers will fund their own retirement

Employer sponsored retirement plans are among the best options available for saving for retirement today. But here’s the rub: participation in defined contribution retirement plans like 401(k) plans is voluntary. So while you don’t have to participate, here’s a compelling… Continue reading

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Complexity is no excuse for inaction

Have you ever procrastinated taking action on something because it just seemed too complex or outside of your comfort zone? I’m guessing most of us have at one time or another. Yet complexity should never be an excuse for not… Continue reading

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When life is no longer deferrable

In a recent post I talked about my thoughts and experience after attending my 40th High School Reunion, Class of ’71. One of my biggest “ah-has” was the realization that we are all entering the last third, not last half… Continue reading

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Seeking the right fit in a financial advisor

The financial advisor we have worked with for 25 years is retiring so my husband and I are in the process of interviewing advisors. It’s hard to change advisors! It’s like finding a new doctor or dentist when you’ve been… Continue reading

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How will you spend your tomorrows?

I recently attended a retirement party for a longtime colleague of mine. Somewhere amid the jokes, banter, food and drink I experienced a moment of pure panic. Not for myself, but for my friend. I suddenly wondered, “What will he… Continue reading

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Helping parents in retirement

My mom is 86 years old and still lives in the house where she and my dad raised five of us in a small town in rural Minnesota. My mom has never had a driver’s license, a cell phone or… Continue reading

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Investors with a written plan report feeling more confident

I recently reviewed the results from our Wells Fargo/Gallup Investor and Retirement Optimism Index for September 2011 and while they weren’t surprising, they were dramatic nonetheless. It seems that overall investor optimism plunged to -45. That’s down from +33 reported… Continue reading

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