Category Archives: Credit

Discovering The Silver Lining In A Hard Financial Lesson

Student LoanDown readers, I’d like to introduce you to guest blogger, Jason Vasquez. Jason oversees corporate communications and media relations for Wells Fargo’s student and auto lending businesses. He has served on numerous nonprofit advisory boards and committees, and is … Continue reading

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What is a credit score & how to get a free credit report

If you have—or are planning to have—private student loans, your credit score and credit report are crucial pieces of information that can either save or cost you thousands of dollars over the life of your loan. Much like your high … Continue reading

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Earning our stripes in credit

Credit cards are a lot like fire. They can be very useful, and there is a lot of modern life that has been simplified with their ready access, but there are definitely stories of people getting burned as they learn … Continue reading

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Talking credit with your kids

There are all kinds of money-related subjects to cover with your kids before sending them off to college: the importance of saving, budgeting, managing a bank account, etc. And if their eyes are glazing over in boredom at these topics,… Continue reading

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Get Smart About Credit

Before college, the only report I was concerned about was my report card. It would be my ticket to a great college and eventually a great career. Turning in assignments for points, and monitoring my grades was my strategy for… Continue reading

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Lessons in credit

It seemed as if on the last day of high school, I was already receiving credit card offers in the mail. I had never considered having a credit card before and my parents had never brought it up before until… Continue reading

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Put vacay photos on your card!

How has your summer been? I have been enjoying little weekend trips and taking some great pictures of locations around the San Francisco Bay Area! I took some gorgeous photos in front of the Palace of Fine Arts when I… Continue reading

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When a cram session won’t save the day

Are you someone who likes to put off the inevitable? Do you define “studying” as a coffee-fueled cram session the night before a test? While that approach may get you through a class or two, it’s not a habit that… Continue reading

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The game of credit

It’s a simple financial truth: Credit scores are important. How important? Individuals with strong credit will save thousands of dollars more over a lifetime than individuals with poor or damaged credit scores. Thousands of dollars is likely a conservative estimate—the… Continue reading

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Places to “Get Smart About Credit”

Just as we know it’s almost impossible to succeed without the ability to read and write, we now know it will be difficult to succeed in the present-day financial system without receiving financial education and learning how to manage credit… Continue reading

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