Category Archives: Debt

Exit counseling for your private loans

Fall graduation is almost here which means soon it will be time for students to attend exit counseling sessions. When you borrow money from certain student loan programs, like the Direct Subsidized or Unsubsidized loan, the federal government requires schools … Continue reading

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Considering Loan Consolidation?

For those of you who found it necessary to finance your education with Student Loans, it may be beneficial to explore your private student loan consolidation options. The benefits can be significant: You can simplify your bill paying. No need… Continue reading

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Just because you can delay student loan repayment doesn’t mean you should

Last week Barbara laid out a number of options for borrowers to extend or postpone student loan repayment — important information for new grads to have as they enter the real world. This is a topic that we get lots… Continue reading

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The real cost of retail therapy

Have you ever been in your favorite store with a cool new pair of jeans, a new t-shirt, and a slew of other clothes in hand, ready to pay when the cashier says, “If you open a store credit card… Continue reading

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On being “average”

We all strive to be above average in some of the things we do. Scholars are hoping to surpass the average grades, athletes are striving for higher than average statistics, you get the picture. Yet we tend to settle on… Continue reading

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Can I lower my student loan interest rate?

One of the questions we Student LoanDown bloggers get asked frequently (through comments and our Ask the Expert tool) is, “Can I lower my student loan interest rate?” Some folks are looking to lower their monthly payment because they’re not… Continue reading

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Realistic resolutions

Happy 2009! Have you made any New Year’s resolutions?  I’m not a particularly successful resolution-keeper. Last year, I vowed to eat healthier, and for six weeks it was nothing but oatmeal for breakfast, salads for lunch, and Lean Cuisine®  for… Continue reading

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The conflicted giver

Now that Thanksgiving is over, the holiday shopping season is in full swing. I love to give. A Leo  by birth, I’ve always been a generous soul. So throughout the year I listen for cues from my family and friends… Continue reading

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Staying ahead of your student loan payments

Last week I was talking with a friend of mine who is still paying off his student loans from graduate school. Like he does with his car loan and his mortgage, he pays more than the minimum amount. The extra… Continue reading

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Fall, falling, fallout

It’s October, my all-time favorite month! Golden leaves are falling, the air is crisp, and Halloween candy lines the shelves of every big-box store. Usually I’m breaking out the sweaters and baking up a storm, giddy with all autumn has… Continue reading

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