Category Archives: Paying

What you need to know about student loans and taxes

With tax season upon us, I’d like to share some good news with you: if you’ve been repaying your student loans this year, you may be able to get some money back.1 The IRS allows for the deduction of up … Continue reading

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Repayment Tips for Student Loan Borrowers

For May graduates, student loan repayment begins during November or December following a six-month grace period that is allowed on most federal and private student loans. Although graduates may understand the value of a college degree, navigating life after college… Continue reading

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Just because you can delay student loan repayment doesn’t mean you should

Last week Barbara laid out a number of options for borrowers to extend or postpone student loan repayment — important information for new grads to have as they enter the real world. This is a topic that we get lots… Continue reading

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Postpone your student loan repayment

We already talked about ways you could possibly lower your monthly student loan obligations. But if you’re looking for a way to postpone your student loan payments, there may be an option for you as well. Under certain circumstances, borrowers… Continue reading

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Lower your monthly student loan obligations

Folks, we’ve made it through another graduation season. The gowns and mortar boards are packed away, and now many graduates are focused on their finances during the first months out of college. Student loan repayment is just down the road…. Continue reading

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The real cost of retail therapy

Have you ever been in your favorite store with a cool new pair of jeans, a new t-shirt, and a slew of other clothes in hand, ready to pay when the cashier says, “If you open a store credit card… Continue reading

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College choice costs

Each year my hometown newspaper does a special feature at graduation time. Now, keep in mind that I’m from a town of about 1,200 people.  The paper publishes all the high school graduates’ photos and includes their activities and honors,… Continue reading

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On being “average”

We all strive to be above average in some of the things we do. Scholars are hoping to surpass the average grades, athletes are striving for higher than average statistics, you get the picture. Yet we tend to settle on… Continue reading

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It’s Financial Literacy Month

Here at the Student LoanDown, we like to think that every month is financial literacy month. But this April, it actually is National Financial Literacy Month!  Time to brush up on your financial fundamentals! One of the personal finance bloggers… Continue reading

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Both a borrower and a lender be

I hate to contradict Shakespeare, who said “Neither a borrower nor a lender be.”  But I’m going to make the case for borrowing (and lending) stuff. When times are tough and everyone’s trying to save money, borrowing and lending things… Continue reading

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